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As an international student in Belgium you are legally obliged to take out Belgian health insurance in case you do not have an insurance in your home country that covers your medical expenses abroad as these costs can quickly rise.

A standard health insurance policy will reimburse about 60-75% of the cost of a doctor's visit and in most cases medication on prescription. You will always have to pay for the invoice after a doctor’s visit yourself. After the visit, you must put an identification sticker on the invoice and hand it in at the health insurance company. As such you will get the reimbursement of the cost.

Note! The health insurance does not cover all costs of a hospitalization, therefore, it may be interesting to take out this additional insurance if you will be living in Belgium for minimum 1 academic year.